Why Use Our Services?

While there are many options out there for people who need credit, such as bank loans, credit cards and even other sites like this. There's a reason why LendMe1000.com stands above the others. Our fast and efficient system has helped numerous people obtain loans when they may have been turned away elsewhere. Here are just a few of the reasons why you should search for a loan with us:

It's Simple

Traditionally, obtaining a loan was a long and arduous process. You'd have to go to the bank, fill out reams of paperwork and then wait days for everything to be finalized. While there are an increasing number of online options today, none are as simple as ours. You can do everything from the comfort of your own couch with a smart phone!

Using the online form you can be approved by a lender in as fast as 5 minutes, and in most cases you will see the cash in your account in as soon as 1 business day.

It's Free

At no point will you be charged for using our service. We process your information and connect you with lenders for free!

It's Easy To Be Eligible

To be eligible to submit a request for a loan you only have to meet a few basic requirements:

1) You are over 18 and a legal citizen of the United States.
2) You are gainfully employed or self employed with an income of at least $1000 a month.
3) You have an address and phone number at which you can be reached.
4) You have at least a basic checking account for the loan to be deposited and the repayments to be taken.

If you meet these requirements you are free to send your request at any time. If you are rejected you are also free to apply again in the future.

It's Legal

The world of lending can be a very shady place, especially when searching online where dubious websites can spring up at any point. Some sites say they offer loans when really they're just looking to steal your data. Others do lend but don't follow the rules or charge exorbitant rates.

LendMe1000.com and our network of lenders work fully within the law of the United States and follow the individual regulations at the state level. This means you will never be asked to meet terms that aren't legal.

It's Safe

LendMe1000.com takes the privacy and security of our users very seriously. We employ the latest SSL encryption and security technology to ensure that any data you submit to us is securely processed and stored on protected server. We only work with lenders that have a similar policy. Visit our Privacy Policy section to learn more.

It's Big

LendMe1000.com is partnered with over 100 lenders. What's more is the entire process is automated. Imagine if you had to ring each lender yourself, or worse go to multiple banks or storefronts? It's never been easier to connect with lenders.

It's Obligation Free

At no point when using our service or when connected with a lender are you obligated to continue. You are free to walk away at any stage before you sign the loan agreement, and even then some lenders may offer a cooling off period where you can change your mind. Borrowing money is an important commitment and we want you to be informed and absolutely sure that it's the right decision for you before proceeding. We therefore encourage you to read the site thoroughly, including the How It Works page and the FAQ page where we answer users' commonly asked queries.

Over the years LendMe1000.com has become an invaluable tool for both borrowers and lenders, who we connect together on a daily basis. So, what are you waiting for? Start Now!

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Consumer Notice: Short-term loans are not a long term financial solution. Borrowers facing debt and credit difficulties should seek professional financial advice. Borrowers are encouraged to review local laws and regulations governing short-term loans.

Availability: This service is not available in all states. Please review local laws and regulations for availability in your particular state. The states this website services may change from time to time without notice. All actions taken on this site, or legal concerns addressing this site, are deemed to have taken place in Nevada, regardless of the location from where you access this site.

Disclaimer: This website does not constitute an offer or solicitation to lend. The operator of this website is not a lender and does not make credit decisions. Rather, we provide a marketplace service where we connect you with lenders in our network. We cannot and do not control the actions or omissions of lenders in our network. We are not an agent, representative or loan broker to any lender and we do not endorse any particular lender. Our marketplace service is always free to you. If you are ever asked to pay a deposit or advanced payment in order to get a loan, you should not proceed.

You are under no obligation to use our marketplace service to initial contact with or apply for a loan with any lender.

Subject to our Privacy Policy (which you should carefully read and understand), we will transfer your information to lenders in our program and to other service providers and marketing companies we do business with. We do not guarantee that you will be connected with a lender or obtain favorable rates or be approved for a loan by completing a form on our site.

Participating lenders may verify your social security number, driver's license number or other federal or state identification, as well as review your credit worthiness through national databases that may include Equifax, Transunion, Experian and other credit bureaus. By submitting your information to us, you agree that lenders may obtain such credit reports and verify your information.

Not all lenders can provide you with a loan. If you are approved, you will receive funds according to the lender's funding practices which vary from lender to lender. Repayment terms also vary from lender to lender and may be affected by state law. If you have questions about the loan terms offered to you, or about a loan that has funded, please contact the lender directly. We are not a lender and cannot give you loan-specific information.

You will not be charged a fee for using our service. Loan-related fees are controlled by the lender and will be disclosed to you before you accept the loan. If you do not want to incur loan-related fees or you are unable to repay your loan, do not accept the loan.