Fair Credit Loans

A credit history is a document that contains information about a borrower and is stored in a credit bureau. A credit history is formed for each borrower who has ever applied for a loan to a credit or microfinance organization.

By law, all financial institutions are required to transfer data about the borrower to the credit bureau. And any of these institutions can request data from the credit bureau when considering your candidacy as a borrower. The bank will most likely refuse a loan with a bad of fair credit history or offe less favorable credit terms.

Things that impact your credit score

  • Repeated violation of the payment repayment schedule;
  • Refusal to repay the loan;
  • The loan was repaid by a court decision;
  • Non-payment of alimony obligations, obligations to pay debts for residential premises, housing and communal services and communication services;
  • Loan rejection in another organization.

If you are faced with any of these situations, you can apply for California payday loans online via our online portal. Lenders from our network provide bad and fair credit loans.

How can you get a loan with a fair credit history?

You can get an online loan with fair credit if you are at least 18 years old, live in the USA legally, have a regular income and a valid checking account in your name. The application takes less than 15 minutes.

The algorithm of actions is quite simple:

  1. You fill out a short loan application online on lendme1000.com from any device;
  2. The unique scoring system examines the borrower’s solvency and connects to the right lender who makes a decision in one minute;
  3. You review the offer and accept it (if you are satisfied with the terms and rates);
  4. You get funds debited into your bank account the same day or the next day.

In order to get fair credit loans quickly, you do not need to do a lot of paperwork. The main condition is an honest answer to all questions when applying for a loan. In this case, the likelihood of approval increases.

If you make your loan payments on time and have proven yourself more than once as a bona fide borrower, all this is reflected in your credit history and improves your credit history. In addition, the more we work together, the larger the loan amount, the longer the term and the lower interest rate are available to you.

Apply now and get money with fair credit quickly!

Advantages and disadvantages

The main advantages of getting fair credit loans via our online platform are:

  • get a loan urgently – within a few hours;
  • fast and simple online application;
  • round-the-clock processing and funding;
  • get money even with fair credit history, unofficial income and other bank stop factors;
  • high approval chances;
  • fix credit history with timely loan repayment;
  • use funds for any purpose;
  • collateral is not required.

However, payday loans with fair credit have some significant disadvantages. The main one is the high interest rate, which can reach 1% per day. The loan term is usually limited to 1 month. In some organizations, it can increase up to 6 months. Lending limits usually do not exceed $1,000.